Attention homeowners: Real estate appraisal services for in Bakersfield and Kern County

Check out the top 7 reasons why CA homeowners need Ace Appraisal:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge Kern county's assessment of your propertyworth
Remove PMI to reduce their mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a CA divorce, where property needs to be divided
Settle an estate in CA by determining the true market value of property in question

Need help deciding the price of your home in or near Bakersfield, CA?
Contact Ace Appraisal.

At Ace Appraisal, we understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experienced in helping clients just like you get rid of unwanted PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Ace Appraisal is your perfect weapon.

Was your HELOC recently frozen?

If your property is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Ace Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a seasoned appraiser double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Ace Appraisal can help you with that. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.